*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --navy:#0d2137;--navy-mid:#163352;--blue:#1a5fa8;
  --accent:#e8a020;--accent-light:#f5c050;
  --white:#ffffff;--off-white:#f7f5f0;
  --gray-100:#f0ede8;--gray-300:#c8c4bc;--gray-500:#8a8680;--gray-700:#4a4740;
  --text:#1a1916;--green:#1a7a4a;--red:#c0392b;
  --fd:'Playfair Display',Georgia,serif;--fb:'DM Sans',sans-serif;
  --max:1160px;--r:4px;
}
html{scroll-behavior:smooth}
body{font-family:var(--fb);color:var(--text);background:var(--white);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
nav{position:fixed;top:0;left:0;right:0;z-index:100;background:var(--navy);border-bottom:1px solid rgba(255,255,255,.08);padding:0 24px}
.nav-inner{max-width:var(--max);margin:0 auto;display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo-mark{width:34px;height:34px;background:var(--accent);border-radius:50%;display:flex;align-items:center;justify-content:center}
.logo-mark svg{width:16px;height:16px;fill:var(--navy)}
.logo-text{font-family:var(--fd);font-size:17px;font-weight:700;color:var(--white)}
.logo-text span{color:var(--accent)}
.nav-links{display:flex;align-items:center;gap:28px}
.nav-links a{color:rgba(255,255,255,.7);text-decoration:none;font-size:14px;transition:color .2s}
.nav-links a:hover{color:var(--white)}
.nav-cta{background:var(--accent)!important;color:var(--navy)!important;padding:8px 18px;border-radius:var(--r);font-weight:600!important}
.hero{background:var(--navy);padding:130px 24px 80px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 80% 70% at 65% 50%,rgba(26,95,168,.22) 0%,transparent 70%);pointer-events:none}
.hero-inner{max-width:var(--max);margin:0 auto;display:grid;grid-template-columns:1fr 430px;gap:64px;align-items:center;position:relative}
.hero-kicker{display:inline-flex;align-items:center;gap:8px;background:rgba(192,57,43,.2);border:1px solid rgba(192,57,43,.35);color:#ff8a7a;font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;padding:5px 13px;border-radius:20px;margin-bottom:22px}
.hero-kicker::before{content:'';width:6px;height:6px;background:#ff5a45;border-radius:50%;animation:blink 1.5s infinite}
@keyframes blink{0%,100%{opacity:1}50%{opacity:.4}}
h1{font-family:var(--fd);font-size:clamp(38px,4.5vw,58px);font-weight:900;color:var(--white);line-height:1.08;letter-spacing:-.03em;margin-bottom:20px}
h1 em{color:var(--accent);font-style:normal}
.hero-desc{color:rgba(255,255,255,.6);font-size:17px;font-weight:300;line-height:1.75;max-width:500px;margin-bottom:30px}
.avail-pill{display:inline-flex;align-items:center;gap:10px;background:rgba(26,122,74,.18);border:1px solid rgba(26,122,74,.35);border-radius:8px;padding:10px 16px;margin-bottom:30px}
.avail-dot{width:8px;height:8px;background:#4ade80;border-radius:50%;animation:blink 2s infinite}
.avail-text{font-size:13px;color:#86efac}
.avail-text strong{color:#4ade80}
.hero-trust{display:flex;gap:20px;flex-wrap:wrap}
.ti{display:flex;align-items:center;gap:7px}
.ti svg{width:14px;height:14px;fill:var(--accent);flex-shrink:0}
.ti span{font-size:13px;color:rgba(255,255,255,.55)}
.qcard{background:var(--white);border-radius:10px;box-shadow:0 28px 72px rgba(0,0,0,.45);overflow:hidden}
.qcard-head{background:var(--accent);padding:18px 24px;display:flex;align-items:center;justify-content:space-between}
.qcard-head h3{font-size:16px;font-weight:700;color:var(--navy)}
.qcard-badge{background:var(--navy);color:var(--accent);font-size:11px;font-weight:600;padding:3px 10px;border-radius:20px}
.qcard-body{padding:22px 24px}
.fg{margin-bottom:13px}
.fg label{display:block;font-size:11px;font-weight:600;color:var(--gray-700);margin-bottom:5px;text-transform:uppercase;letter-spacing:.05em}
.fg select,.fg input,.fg textarea{width:100%;padding:10px 13px;border:1px solid var(--gray-300);border-radius:var(--r);font-family:var(--fb);font-size:14px;color:var(--text);background:var(--white);appearance:none;transition:border-color .2s,box-shadow .2s}
.fg select:focus,.fg input:focus,.fg textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(26,95,168,.1)}
.fg-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.btn-form{width:100%;padding:13px;background:var(--navy);color:var(--white);border:none;border-radius:var(--r);font-family:var(--fb);font-size:15px;font-weight:600;cursor:pointer;margin-top:4px;transition:background .2s,transform .15s;display:flex;align-items:center;justify-content:center;gap:8px}
.btn-form:hover{background:var(--navy-mid);transform:translateY(-1px)}
.form-micro{display:flex;align-items:center;justify-content:center;gap:6px;margin-top:12px;flex-wrap:wrap}
.form-micro span{font-size:11px;color:var(--gray-500);display:flex;align-items:center;gap:4px}
.form-micro span::before{content:'✓';color:var(--green);font-weight:700}
.fmd{width:3px;height:3px;background:var(--gray-300);border-radius:50%}
.trust-bar{background:var(--off-white);border-bottom:1px solid var(--gray-100);padding:16px 24px}
.tbar-inner{max-width:var(--max);margin:0 auto;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:14px}
.tbi{display:flex;align-items:center;gap:10px}
.tbi-icon{width:30px;height:30px;background:var(--navy);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.tbi-icon svg{width:13px;height:13px;fill:var(--accent)}
.tbi span{font-size:13px;font-weight:500;color:var(--gray-700)}
section{padding:80px 24px}
.si{max-width:var(--max);margin:0 auto}
.sl{font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);margin-bottom:10px}
.st{font-family:var(--fd);font-size:clamp(26px,3vw,40px);font-weight:700;color:var(--navy);line-height:1.15;letter-spacing:-.02em;margin-bottom:14px}
.ss{font-size:16px;color:var(--gray-500);line-height:1.75;max-width:560px}
.services{background:var(--navy)}
.services .st{color:var(--white)}
.services .sl{color:var(--accent)}
.services .ss{color:rgba(255,255,255,.5)}
.svc-head{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:48px;flex-wrap:wrap;gap:20px}
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.07);border-radius:8px;overflow:hidden}
.svc{background:var(--navy-mid);padding:32px 26px;text-decoration:none;display:block;transition:background .2s;position:relative;overflow:hidden}
.svc::after{content:'→';position:absolute;bottom:24px;right:24px;font-size:16px;color:var(--accent);opacity:0;transform:translateX(-8px);transition:opacity .2s,transform .2s}
.svc:hover{background:rgba(26,95,168,.28)}
.svc:hover::after{opacity:1;transform:translateX(0)}
.svc-tag{display:inline-block;background:rgba(232,160,32,.15);color:var(--accent-light);font-size:10px;font-weight:600;letter-spacing:.07em;text-transform:uppercase;padding:3px 9px;border-radius:20px;margin-bottom:14px}
.svc h3{font-size:17px;font-weight:600;color:var(--white);margin-bottom:9px}
.svc p{font-size:13px;color:rgba(255,255,255,.48);line-height:1.65}
.how{background:var(--white)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;background:var(--gray-100);border:1px solid var(--gray-100);border-radius:8px;overflow:hidden;margin-top:48px}
.step{background:var(--white);padding:40px 30px;position:relative}
.step-num{font-family:var(--fd);font-size:72px;font-weight:900;color:var(--gray-100);line-height:1;position:absolute;top:20px;right:24px}
.step-icon{width:46px;height:46px;background:var(--navy);border-radius:8px;display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.step-icon svg{width:20px;height:20px;fill:var(--accent)}
.step h3{font-size:17px;font-weight:600;color:var(--navy);margin-bottom:10px}
.step p{font-size:14px;color:var(--gray-500);line-height:1.7}
.boroughs{background:var(--off-white)}
.bor-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:40px}
.bor{background:var(--white);border:1px solid var(--gray-100);border-radius:var(--r);padding:16px 18px;text-decoration:none;display:block;transition:border-color .2s,box-shadow .2s}
.bor:hover{border-color:var(--blue);box-shadow:0 4px 16px rgba(26,95,168,.1)}
.b-name{font-size:14px;font-weight:600;color:var(--navy);margin-bottom:3px}
.b-meta{font-size:12px;color:var(--gray-500)}
.b-arrow{font-size:11px;color:var(--blue);margin-top:10px;display:block}
.pricing{background:var(--white)}
.ptable{width:100%;border-collapse:collapse;font-size:14px;margin-top:40px}
.ptable th{background:var(--navy);color:var(--white);padding:12px 16px;text-align:left;font-size:11px;font-weight:500;letter-spacing:.05em;text-transform:uppercase}
.ptable th:first-child{border-radius:6px 0 0 0}
.ptable th:last-child{border-radius:0 6px 0 0}
.ptable td{padding:13px 16px;border-bottom:1px solid var(--gray-100);color:var(--gray-700)}
.ptable tr:last-child td{border-bottom:none}
.ptable tr:nth-child(even) td{background:var(--off-white)}
.pc{font-weight:600;color:var(--navy)}
.badge{display:inline-block;font-size:10px;font-weight:600;padding:2px 8px;border-radius:20px}
.b-red{background:rgba(192,57,43,.1);color:var(--red)}
.b-amb{background:rgba(232,160,32,.12);color:#a06010}
.b-grn{background:rgba(26,122,74,.1);color:var(--green)}
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px}
.testi{background:var(--off-white);border-radius:8px;padding:28px;border-left:3px solid var(--accent)}
.testi-stars{color:var(--accent);font-size:13px;letter-spacing:2px;margin-bottom:14px}
.testi blockquote{font-size:14px;color:var(--gray-700);line-height:1.75;margin-bottom:20px;font-style:italic}
.rev{display:flex;align-items:center;gap:10px}
.rev-av{width:36px;height:36px;border-radius:50%;background:var(--navy);display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:600;color:var(--accent);flex-shrink:0}
.rev-name{font-size:13px;font-weight:600;color:var(--navy)}
.rev-loc{font-size:11px;color:var(--gray-500)}
.faq-wrap{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start;margin-top:40px}
.faq-list{border:1px solid var(--gray-100);border-radius:8px;overflow:hidden}
.faq-item{border-bottom:1px solid var(--gray-100)}
.faq-item:last-child{border-bottom:none}
.faq-q{width:100%;padding:17px 18px;display:flex;align-items:center;justify-content:space-between;gap:14px;background:none;border:none;font-family:var(--fb);font-size:14px;font-weight:500;color:var(--navy);cursor:pointer;text-align:left;transition:background .15s}
.faq-q:hover,.faq-q.open{background:var(--off-white)}
.faq-icon{width:20px;height:20px;background:var(--navy);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform .2s,background .2s}
.faq-icon svg{width:10px;height:10px;fill:var(--white)}
.faq-q.open .faq-icon{transform:rotate(45deg);background:var(--accent)}
.faq-q.open .faq-icon svg{fill:var(--navy)}
.faq-a{display:none;padding:0 18px 16px;font-size:14px;color:var(--gray-700);line-height:1.75}
.faq-a.open{display:block}
.faq-side{background:var(--navy);border-radius:8px;padding:32px}
.faq-side h3{font-family:var(--fd);font-size:22px;font-weight:700;color:var(--white);margin-bottom:12px;line-height:1.3}
.faq-side p{font-size:14px;color:rgba(255,255,255,.55);line-height:1.7;margin-bottom:24px}
.btn-accent{display:inline-flex;align-items:center;gap:8px;background:var(--accent);color:var(--navy);padding:13px 24px;border-radius:var(--r);font-weight:600;font-size:14px;text-decoration:none;transition:background .2s,transform .15s}
.btn-accent:hover{background:var(--accent-light);transform:translateY(-1px)}
.fsr{display:flex;justify-content:space-between;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.fsr:last-child{border-bottom:none}
.fsr-l{font-size:13px;color:rgba(255,255,255,.5)}
.fsr-v{font-size:14px;font-weight:600;color:var(--white)}
.bcta{background:var(--navy);padding:80px 24px;text-align:center;position:relative;overflow:hidden}
.bcta::before{content:'';position:absolute;top:-80px;left:50%;transform:translateX(-50%);width:600px;height:300px;background:radial-gradient(ellipse,rgba(232,160,32,.1) 0%,transparent 70%);pointer-events:none}
.bcta h2{font-family:var(--fd);font-size:clamp(28px,3.5vw,44px);font-weight:900;color:var(--white);margin-bottom:14px;letter-spacing:-.02em;position:relative}
.bcta p{font-size:16px;color:rgba(255,255,255,.5);max-width:440px;margin:0 auto 32px;position:relative}
footer{background:#080f18;padding:48px 24px 28px}
.footer-inner{max-width:var(--max);margin:0 auto}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;margin-bottom:40px}
.footer-brand p{font-size:13px;color:rgba(255,255,255,.38);line-height:1.75;margin-top:14px;max-width:280px}
.fc h4{font-size:11px;font-weight:600;color:rgba(255,255,255,.55);text-transform:uppercase;letter-spacing:.08em;margin-bottom:16px}
.fc a{display:block;font-size:13px;color:rgba(255,255,255,.32);text-decoration:none;margin-bottom:10px;transition:color .2s}
.fc a:hover{color:rgba(255,255,255,.7)}
.footer-btm{border-top:1px solid rgba(255,255,255,.07);padding-top:22px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px}
.footer-btm p{font-size:12px;color:rgba(255,255,255,.22)}
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px}
.why-card{background:var(--white);border:1px solid var(--gray-100);border-radius:8px;padding:28px}
.why-card h3{font-size:16px;font-weight:600;color:var(--navy);margin-bottom:10px}
.why-card p{font-size:14px;color:var(--gray-500);line-height:1.7}
.why-icon{width:40px;height:40px;background:var(--navy);border-radius:8px;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.why-icon svg{width:18px;height:18px;fill:var(--accent)}
.stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px}
.stat-card{background:var(--white);border-radius:8px;padding:28px;border:1px solid var(--gray-100);text-align:center}
.stat-num{font-family:var(--fd);font-size:40px;font-weight:900;color:var(--navy);margin-bottom:6px}
.stat-label{font-size:14px;color:var(--gray-500)}
@keyframes fadeUp{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:translateY(0)}}
.hero-content>*{animation:fadeUp .6s ease both}
.hero-content>*:nth-child(1){animation-delay:.05s}
.hero-content>*:nth-child(2){animation-delay:.15s}
.hero-content>*:nth-child(3){animation-delay:.25s}
.hero-content>*:nth-child(4){animation-delay:.35s}
.hero-content>*:nth-child(5){animation-delay:.45s}
.qcard{animation:fadeUp .7s .2s ease both}
@media(max-width:960px){
  .hero-inner{grid-template-columns:1fr}
  .qcard{max-width:480px}
  .svc-grid{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr}
  .bor-grid{grid-template-columns:repeat(3,1fr)}
  .testi-grid{grid-template-columns:1fr}
  .faq-wrap{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .nav-links a:not(.nav-cta){display:none}
  .why-grid{grid-template-columns:1fr}
  .stat-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
  .svc-grid{grid-template-columns:1fr}
  .bor-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr}
  .fg-row{grid-template-columns:1fr}
  .stat-grid{grid-template-columns:1fr}
}
.article-wrap{max-width:780px;margin:0 auto;padding:100px 24px 80px}
.article-kicker{font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);margin-bottom:12px}
.article-title{font-family:var(--fd);font-size:clamp(28px,4vw,46px);font-weight:900;color:var(--navy);line-height:1.1;letter-spacing:-.02em;margin-bottom:16px}
.article-meta{font-size:13px;color:var(--gray-500);margin-bottom:40px;padding-bottom:24px;border-bottom:1px solid var(--gray-100)}
.article-body h2{font-family:var(--fd);font-size:clamp(20px,2.5vw,28px);font-weight:700;color:var(--navy);margin:40px 0 14px;line-height:1.25}
.article-body h3{font-size:18px;font-weight:600;color:var(--navy);margin:28px 0 10px}
.article-body p{font-size:16px;color:var(--gray-700);line-height:1.8;margin-bottom:18px}
.article-body ul,.article-body ol{font-size:16px;color:var(--gray-700);line-height:1.8;margin-bottom:18px;padding-left:24px}
.article-body li{margin-bottom:8px}
.article-body strong{color:var(--navy)}
.article-body table{width:100%;border-collapse:collapse;font-size:14px;margin:24px 0}
.article-body th{background:var(--navy);color:var(--white);padding:11px 14px;text-align:left;font-size:11px;font-weight:500;letter-spacing:.05em;text-transform:uppercase}
.article-body td{padding:12px 14px;border-bottom:1px solid var(--gray-100);color:var(--gray-700)}
.article-body tr:nth-child(even) td{background:var(--off-white)}
.article-cta{background:var(--off-white);border-radius:8px;padding:32px;margin:40px 0;border-left:4px solid var(--accent)}
.article-cta h3{font-family:var(--fd);font-size:22px;font-weight:700;color:var(--navy);margin-bottom:10px}
.article-cta p{font-size:15px;color:var(--gray-500);margin-bottom:20px}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:40px}
.blog-card{background:var(--white);border:1px solid var(--gray-100);border-radius:8px;overflow:hidden;text-decoration:none;display:block;transition:box-shadow .2s,transform .2s}
.blog-card:hover{box-shadow:0 8px 32px rgba(0,0,0,.1);transform:translateY(-2px)}
.blog-card-body{padding:24px}
.blog-card-cat{font-size:10px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);margin-bottom:10px}
.blog-card-title{font-family:var(--fd);font-size:18px;font-weight:700;color:var(--navy);line-height:1.3;margin-bottom:10px}
.blog-card-desc{font-size:13px;color:var(--gray-500);line-height:1.65}
.blog-card-date{font-size:11px;color:var(--gray-300);margin-top:16px}
@media(max-width:780px){.blog-grid{grid-template-columns:1fr}}